I just have that I listen to Dave Ramsey almost everyday on my drive home from work. Have you heard the thing they do when people call in and are debt-free? They scream DEBT FREE together as a fam? I cry everytime!? So emotional.Huge congrats, Rae. It is so worth it to be out of debt (one card at a time, even) and make your money work for you.love ya.
Wow. I meant to say:I just have to say that...
hhaha I love you SHanna!!
Way to go, Rae! I know, we're on a plan to become debt free too and it's wonderfully freeing.Congratulations for the awesome milestone!Ce-le-brate good times, come on!!!
Way to go! Cards control our lives.
Way to go, Rachel! If you listen to Dave Ramsey, he calls his plan to get out of debt a "debt snowball," which means that you pay the minimum on all your cards except the one with the smallest balance. You put all the extra money you can squeeze from that month's budget onto the smallest card, and pay that one off first. After that, you take all that money and apply it to the next card, so it has a snowball effect. "Snowflakes" are little extra bits of money that happen to come your way--overtime checks, birthday money, a rebate you forgot about--that you add onto your snowball to make it bigger and help you pay off your debt faster. I hope that made sense! Keep up the good work.
OooO thanks pam!! I have never listened to him? both you and Shanna... hmmm he must be on the radio!?
He's on XM, I know, but you can also find him on those free iTunes podcasts. Check it out!
The Complete Financial Guide For Young Couples by Larry Burkett' the book is very good if you want I can mail my copy to you, just let me know....
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